Unlike Social Security Disability, which is offered by the federal government, Long-Term Disability Insurance (LTD) is offered by employers through a group insurance plan. This type of coverage picks up where short-term disability coverage leaves off.
Whether your disability insurance is individual or group, you must file your claim for disability benefits with your insurance provider. Filing a claim can be a complicated process - making sure you fulfill all application requirements and complete all forms can be a difficult task.
If your LTD benefits claim is denied, Pusatier, Sherman, Abbott and Sugarman can guide you through the appeals process.
Start pursuing the benefits you deserve by contacting Pusatier, Sherman, Abbott and Sugarman. We offer flexible hours from our office, as well as free initial consultations.